Capital Perspectives.ca

SamPLe Portfolios tailored to Suit your Investment goals

The Classic Coach Potato Portfolio popularized by Dan Bartolotti is based on five low cost, total market equity and fixed income funds offered by Vanguard, BlackRock and BMO, with a 60/40 equity/fixed income allocation. This is a very common weighting for most portfolios.

The 60/40 portfolio managed by Capital Perspectives has generated a 10.6 % annual return over the past 10 years.

Asset Allocation ETFs are all-in-one portfolios available in Conservative (e.g. 70% Fixed Income, 30% Equities), Balanced (e.g. 50/50), or Growth weightings (e.g 80% equities, 20% Fixed Income). These are often the perfect tools for young and novice investors.

The All-In-One portfolio managed by Capital Perspectives is based on the BMO Growth ETF (VGRO) with an 80/20 equity/fixed income weighting and has averaged 8.4% per year over the past 10 years. Set it and forget it.

The Global Portfolio managed by Capital Perspectives is based on BlackRock's Global Equity Index (XWD), complimented by Canadian and US fixed income .
The portfolio offers unbeatable global diversification at low cost and has returned 10.5% annually over the past 10 years.

With a weighting of 75% equities, 15% Fixed Income and 10% alternative assets, the Aggressive Growth Portfolio is premised on a long-term investment horizon suitable for those under the age of 35.
The portfolio is built on positions in the US NASDAQ index, complimented by global small cap and momentum holdings in developed and emerging markets and small positions in alternative assets including global infrastructure and Bitcoin.
The portfolio has returned an average of 11.3% over the past 10 years.

While index investing is premised on the evidence that you can't consistently beat the market, academic research demonstrates that certain factors such as value, growth, quality and dividends can drive market returns over various periods.
The Factor Portfolio is constructed using low-cost index funds based on quality, value, low volatility and dividends, complimented by small positions in alternative assets (Real Estate Investment Trusts and Gold Bullion).
The portfolio has enjoyed an annualized return of 10.8 % over the past 10 years.

This is the most "active" of the Capital Perspectives portfolios. The Momentum Portfolio is built on core holdings in the global stock index (XAW) and NASDAQ index (QQQ) that do not vary, and is complimented by two additional ETFs that have shown the greatest return over the preceding 52 weeks.
The portfolio is reviewed monthly and positions are adjusted based on the best results from among global momentum (VMO), global value value (VVL), the US S&P 500, the Canadian TSX, developed and emerging markets and gold bullion.
The portfolio has returned 11.7% annually over the past 10 years.