What's Your Financial Path?

Do you know what $ amount you need to secure your retirement?

Do you know how options like a TFSA, RRSP, ETF, CPP, OAS, GIS, FHSA, RESP, RDSP - or how term, permanent or disability insurance can get you there?  

Confused yet?  

With so many insurance and investment products available within this alphabet soup of acronyms and programs, it’s no wonder many Canadians feel overwhelmed when trying to navigate their financial futures. 

Deciding where to start and how to chart a clear financial path can seem daunting.

This challenge is made even harder in three ways: 

• Insufficient financial planning. Most Canadians lack a financial plan; in 2025, 65% did not seek financial advice.

• Limited pension coverage. Only 37.7% of Canadian workers have workplace pensions - and less than 25% in the private sector. As of January 2026, the maximum monthly Canada Pension Plan (CPP) benefit for a new beneficiary starting at age 65 is just $1,507.65 . That's only $18,091.80 annually. 

• Exposure to major risks. Inadequate insurance against  financial risk leaves many families vulnerable. With 42% of parents uninsured, families could face devastating financial hardship in the event of critical illness, disability or  death.